Bluevine Review

★ 4.4/5

Best Line of Credit for Cash Flow

Bluevine's revolving line of credit is built for the cash-flow swings construction companies live with. It funds fast and only charges interest on what you draw, though it's not the tool for large equipment or real estate.

Rates: From 7.8% (simple interest) Loan range: $5,000 – $250,000 Terms: Revolving / 6–12 mo draws Min credit: 625 Time in business: 12 months Funding speed: Same day to 3 days

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Pros

✓Revolving credit to cover gaps between draws
✓Fast funding when a client pays late
✓Only pay interest on what you draw
✓Simple online application

Cons

✕Not for large equipment or real estate
✕Requires $40k+ monthly revenue for best terms

Financing products

Business line of creditWorking capital

Who Bluevine is best for

Bluevine is a strong fit for line of credit, working capital, cash flow. Best Line of Credit for Cash Flow makes it worth a quote if those describe your business. As always, compare at least two or three offers before committing — terms vary widely based on your credit, revenue, and time in business.

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Compare other lenders

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★ 4.9/5

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★ 4.6/5

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★ 4.6/5

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Review last updated June 2026. How we rate lenders. Advertising disclosure.