Construction Loan Calculator
Estimate your monthly payment on a construction business loan, equipment loan, or commercial construction loan. Adjust the amount, rate, and term to see how each changes your payment and total interest.
Construction Loan Calculator
Monthly Payment
$4,086
Total Interest
$93,224
Total Paid
$343,224
Estimates only. Actual loan payments depend on your lender's exact rate, fees, and underwriting. Pre-qualify with multiple lenders to see real offers.
How to use this calculator
Enter your expected loan amount, an estimated interest rate, and the term in years. The calculator uses a standard amortization formula to show your monthly payment, total interest paid, and total cost over the life of the loan.
What affects your real rate
Your actual rate depends on the lender, your personal and business credit, time in business, revenue, and whether the loan is secured by equipment or real estate. SBA loans carry the lowest rates but take longer; equipment and working-capital loans fund faster at slightly higher rates.
Get a real quote, not an estimate
Compare actual offers from multiple construction lenders. No hard credit pull.
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